Ohio Car Insurance Quote
Residents of Ohio, on average, paid around $752 in car insurance premiums in 2003. This compared to $914 for the national average. It is believed that car insurance carriers and state regulatory agencies fix the rates for car insurance. However you can find both discounted and competitive car insurance rates in Ohio by using quotecarinsuracne.com.
It is the expectation that there will be a decrease in auto insurance rates in 2007, which will be the first decrease sine 1999. Through technology websites, such as quotecarinsuracne.com, directly bring the competition to customers so they can make the most informed decision when choosing car insurance. Car insurance rates have even changed in Ohio. The average price for annual insurance premiums in 1999 was $646 and only 4 years later in 2003 it rose 16.41%. Because of this you should not be throwing your money away by paying too much for car insurance when quotecarinsuracne.com can get you the best rates possible for the best coverage. You can get a free car insurance quote by using quotecarinsuracne.com so you have nothing to lose, except your hard earned money.
Ohio has minimum state requirements for car insurance policies. Ohio uses a tort system, which means that a person has to be at fault in a car accident. Both the person at fault and their auto insurance carrier are responsible for the damages that result fro the accident. Under state law there is a minimum requirement for Bodily Injury Liability coverage in the amount of $12,500 for every person injured in an accident up to a total of $25,000 for each accident. Ohio state law also requires Property Damage Liability coverage with a minimum amount of $7,500. This type of basic coverage is called 12.5/25/7.5 coverage.
There is also the optional Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist protection that you can add onto your car insurance policy. PIP can pay for medical expenses, for both you and your passengers, which are "reasonable and necessary." Uninsured/Underinsured Motorist protection can help you and your passengers pay for damages caused by an accident where the person at fault does not have insurance. Ohio state law does not require both of these types of protection. If you are interested in finding out which car insurance carriers offer these types of protection you can use quotecarinsuracne.com to find them.
Quotecarinsuracne.com will work hard for you and it does not matter if you are a high-risk driver or you have a spotless driving record. It is important that you have the best coverage possible in case something were to happen to you or your car or both. Quotecarinsuracne.com is always improving their website and services in order to give their customers the easiest way to find car insurance rates that are affordable and will given them the best coverage. Start now a get a free quote from quotecarinsuracne.com so you can get the best car insurance in the Buckeye State.