Nevada Car Insurance Quote
On average residents in Nevada paid $1,044 for their car insurance premium in 2003. The national average for the same year was $914. Most people think that car insurance rates are fixed by car insurance companies and state regulated agencies. However you can find both competitive and discount rates for your car insurance by using quotecarinsurance.com. Residents of Nevada can find better rates for their auto car insurance than they are currently paying.
It is the expectation that i2007 will see the first decrease in car insurance rates since 1999. You can expect a .5% to 1% decrease in car insurance rates from 2006 alone. Through technology websites, such as quotecarinsurance.com, brings the competition directly to the consumer so that they can choose the car insurance that is right for them at the best prices possible. Over the years the rates for car insurance change and this is the case even in Nevada. If you are not aware of what is in your car insurance policy you may be paying too much for it. In 2000 the average price for auto insurance was $938, therefore the rates increased in only 3 years. You should not gamble with your money and throw it away by paying too much in car insurance. Quotecarinsurance.com can help you get a free quote so you can get the best rates possible for your car insurance. It is a good bet that by using quotecarinsurance.com you can save money on your car insurance, so there is nothing to lose.
There are minimum state requirements for car insurance policies in Nevada. Nevada uses a Tort system, which means that a person has to be found at fault in a car accident. The person responsible for the accident and their insurance carrier are responsible for the damages that are a result of the accident. Under the state law of Nevada there is the requirement of Bodily Injury Liability coverage of in the minimum amount of $15,000 for every person and $30,000 for each car accident. Nevada state law also has the requirement of Property Damage Liability coverage in the minimum amount of $10,000. This type of basic coverage is called 15/30/10 coverage.
There is also optional Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist coverage which can both h be added to you car insurance policy. PIP can help pay for medical expenses, for you and your passengers that are "reasonable and necessary." Uninsured/Underinsured Motorist coverage can help pay for medical expenses, for you and your passengers, if an accident were to occur where the person who caused the accident does not have car insurance. Both these types of protection are optional and not required by Nevada state law. If you are interested in these types of protection you can use quotecarinsurance.com to find insurance carriers that have these options.
Quotecarinsurance.com will work just as hard for you and it doesn't matter if you are a high-risk driver or one that has a spotless driving record. Quotecarinsurance.com can find you the best rates possible in Nevada. It is important that you have car insurance coverage in case something happened to you or your car or both. Quotecarinsurance.com is the company you should use to find affordable car insurance that will give you the best coverage n the Silver State.