Missouri's state motto, "Salus populi suprema lex esto", means, "Let the good of the people be the supreme law". In seeking the good of the people, the Show Me State requires that all drivers have car insurance in order to drive in the state. The internet is a good place to go to find a discount on Missouri car insurance, and quotecarinsurance.com is the best site to use. We give you an online place where you can compare Missouri's best insurance companies side by side in order to make an informed decision about your purchase. You can get car insurance for these cities or any other city in Missouri from our site. The process starts immediately when you get your low cost car insurance quote.



Missourians paid an average of $822 annually for heir car insurance in 2003. This is lower than the national average of $914 per year. However, both of these numbers are higher than they should be, because most residents of Missouri and the rest of the country do not realize that they have options when shopping for car insurance. When you shop through our site, you can get lower than average rates on your car insurance.

Keep in mind that analysts expect to see a decrease in car insurance rates in 2007, which will be the first one since 1999. Insurance rates will likely drop between .5% and 1%. Quotecarinsurance.com and other sites like this were helpful in causing this drop through making car insurance shopping competitive.

If you are not educated about your options for Missouri car insurance, you can end up paying increase after increase over the years. For example, the average premium in 2000 for Missouri drivers was $710. By 2003, the average had increased by 15.77%! If you do not shop on quotecarinsurance.com for the lowest premiums, you will be wasting your hard-earned money on insurance premiums that are too high. Start saving now with our online quote!

When you choose the insurance program you are going to buy, make sure it follows the state's minimum insurance requirements. Show Me State residents are under a Tort system, which means that a driver will not be charged with damages from an accident until his or her guilt has been proven. All states have similar systems, with slight variations. To see the specifics of your state, please visit our State Insurance Regulators page to find a link to your state's insurance regulator's website.

Under Missouri state law, all drivers must have Bodily Injury Liability coverage of $25,000 per injured individual and $50,000 per accident. In addition, each driver must have Property Damage Liability coverage with a minimum of $10,000. These three insurance minimums are sometimes called 25/50/10 coverage. Besides these three, Missouri drivers must protect themselves and their passengers from uninsured motorists by purchasing Uninsured/Underinsured Motorist insurance with $25,000 per person and $50,000 per accident minimums.

There are other insurance options you may choose to purchase, even though they are not required by Missouri law. For example, you may want to consider PIP coverage, or Personal Injury Protection. This will pay the medical expenses anyone in your car has due to an accident.

At quotecarinsurance.com we can help you find an affordable policy, whether you are a good driver or have a few marks on your record. We have found the most affordable rates in the state, and we want to offer you the chance to take advantage of them. Even if you are shopping for insurance in another state, we have the resources you need. Simply input your zip code above or choose your state from the list you see below. At quotecarinsurance.com, our goal is to make sure you save money on your Missouri car insurance premiums!

MAJOR MISSOURI CITIES Population 2000-2005 444,965 Kansas City 344,362 St. Louis 150,298 Springfield 110,208 Independence 91,814 Columbia 80,338 Lee's Summit 72,661 St. Joseph 69,694 O'Fallon 62,304 St. Charles 54,209 St. Peters 53,099 Blue Springs 51,812 Florissant 47,183 Joplin 47,020 Chesterfield 39,062 Jefferson City 37,170 University City 37,000 Oakville 36,204 Cape Girardeau 34,831 Wildwood 30,481 Ballwin 29,400 Mehlville 29,042 Liberty 28,923 Raytown 27,306 Gladstone 27,038 Kirkwood 26,544 Maryland Heights 25,535 Hazelwood 24,549 Grandview 24,140 Belton 22,896 Webster Groves 21,900 Spanish Lake 21,458 Ferguson 20,500 Affton 20,430 Sedalia 20,413 Arnold