When you drive in Maryland, keep in mind the state's motto, "Strong deeds, gentle words." If you cause a car accident and are not insured, you may experience more of the strong deeds than the gentle words of the residents of the state. For this reason, state law requires that you be insured.



The internet is the perfect place to go to shop for car insurance, and quotecarinsurance.com is the best site to use. We make it easy for you to get a quote and compare the rates of some of Maryland's best insurance companies. By comparison shopping, you will be able to get the best coverage at the best price. Get your low cost car insurance quote now by entering your zip code in the box above.

Maryland residents pay premiums that are just a little higher than the national average for their car insurance. For example, in 2003 Maryland residents were averaging around $978 for their insurance, while the national average was a little lower at $914. However, both of these numbers are higher than they need to be because many people mistakenly assume there are no competitive rates out there. Quotecarinsurance.com allows you to compare rates side by side, so you can get rates that are lower than the average Marylander pays.

Also, we will help ensure that you are able to take advantage of any rate decreases that come around. For example, you will likely see a rate decrease of between .5% and 1% in 2007. It's through comparison shopping sites like quotecarinsurance.com that these decreases come about.

Over the years car insurance rates change. For example, Maryland residents paid around $828 in 2000, which had increased by 18.12% by 2003! To make sure that you are not paying unfair increases with your existing company, you need to get a quote from quotecarinsurance.com.

If you choose to purchase a new insurance policy, you need to know the minimum requirements for the state of Maryland. First, you must understand that the state follows a tort system, which means that you will not be charged for any damages due to an accident until it has been proven that you caused the accident. Other states have similar systems, as defined by their state insurance regulators. Visit our State Insurance Regulators page to find a link to your state's individual site.

To drive legally in Maryland, you must have 20/40/15 basic coverage. This coverage begins with a minimum Bodily Injury Liability coverage of $20,000 per person and a total of $40,000 for the entire accident. The other part of this basic coverage is Property Damage Liability coverage, which must have a minimum of $15,000.

Additionally, Maryland requires that you carry Personal Injury Protection, or PIP. PIP will help pay any medical expenses you or your passengers have as a result of an accident. You must have at least $2,500 in coverage. Finally, Maryland state law requires that you have Uninsured/Underinsured Motorist coverage, which covers any harm to you or your passengers from an accident with an uninsured driver. You must have $20,000 per person and $40,000 per accident for this coverage option.

Whether your driving record is sparkling clean or has several marks on it, quotecarinsurance.com can help you find the best rates currently available in Maryland. We have companies with the most affordable rates for drivers in the Old Line State. To purchase Maryland car insurance, quotecarinsurance.com is the only site you will need to visit. Even if you are looking for insurance in another state, you can find what you need here. We have low rates available for all 50 states. Just enter your zip code in the box provided above or click on your state below, and we will begin your car insurance quote.

MAJOR MARYLAND CITIES Population 2000-2005 651,154 Baltimore 88,254 Columbia 76,540 Silver Spring 62,306 Dundalk 57,694 Wheaton-Glenmont 56,397 Ellicott City 55,419 Germantown 55,277 Bethesda 52,767 Frederick 52,613 Gaithersburg 51,793 Towson 51,548 Bowie 50,228 Aspen Hill 47,388 Rockville 44,822 Potomac 39,820 Catonsville 39,711 Bel Air South 39,078 Essex 38,922 Glen Burnie 38,610 North Bethesda 38,051 Montgomery Village 36,687 Hagerstown 36,079 Woodlawn 35,838 Annapolis 35,355 Oxon Hill-Glassmanor 35,076 Severn 34,252 Chillum 33,515 Suitland-Silver Hill 33,379 St. Charles 31,438 Olney 31,118 Parkville 30,870 Randallstown 29,123 Pikesville 28,705 Perry Hall 28,672 South Gate 28,507 Severna Park 28,264 Carney 27,741 Eldersburg 26,527 Milford Mill 26,064 Clinton 25,798 Bel Air North 25,269 Lochearn 24,657 College Park 23,958 Middle River 23,845 Fort Washington 23,743 Salisbury 23,422 Arnold 23,378 Edgewood 23,044 North Potomac 22,900 Greater Landover 22,438 Reisterstown 22,312 Waldorf 22,042 Elkridge 21,738 Fairland 21,518 Cumberland 21,456 Greenbelt 20,973 White Oak 20,534 Odenton 20,479 South Laurel 20,468 North Laurel 20,116 Arbutus 20,091 Crofton 19,960 Laurel