Indiana Car Insurance Quote
Indiana's average rate in 2003 for insurance premiums was $768, which is lower than the national average of $914. Sadly, many residents of the Hoosier State mistakenly assume that they have no choice but to pay the price they are quoted. They often think that this price is set based on state law and insurance regulations, but the fact is that competitive rates in Indiana can be found, and we are the company to help you find them.
Also, 2007 will likely bring the first decrease in insurance premium costs since 1999. Experts predict that insurance premiums will drop by .5% to 1%, and if you want to make sure that you are able to take advantage of this decrease, you will need to shop the competition to ensure that you get the lowest possible rate. That's exactly what we allow you to do at quotecarinsurance.com.
Insurance rates are constantly changing, which means you could end up paying too much easily. For example, the 2002 average premium in Indiana was $742, which increased by 3.5% in 2003! If you are not shopping with quotecarinsurance.com, you are wasting your hard-earned money on expensive premiums.
Like many states, Indiana follows a system, known as a tort system, wherein a driver must be proven guilty of being the cause of an accident before he or she can be charged for damages. Before heading out on the road, you should familiarize yourself with the tort system of your state through your state insurance regulator. Our State Insurance Regulators page will show you a link to your state's website.
Another aspect of car insurance legislation in Indiana is the minimum state requirements that you must have. Under Indiana law, you must have basic 25/50/10 coverage. This refers to a minimum Bodily Injury Liability coverage of $25,000 per person and up to $50,000 per accident, along with a minimum of $10,000 of Property Damage Liability coverage.
While 25/50/10 coverage is all that is required by law, you may choose to buy additional coverage to protect your car and your passengers. One option you might consider is Uninsured/Underinsured Motorist coverage, which pays expenses for you and your passengers when you are involved in an accident with an uninsured driver. You also may want to purchase PIP coverage, which stands for Personal Injury Protection. This pays for the "reasonable and necessary" medical bills that anyone in your car experiences after an accident.
If you are from Indiana, then you need to use quotecarinsurance.com to purchase your car insurance. We offer the fastest service with the best companies, and you may even be able to get your quote and buy your insurance directly from the site. Start by entering your zip code and we will send over your quote. We will be able to save you money, no matter how clean or tarnished your driving record is, simply by giving you the ability to shop your current company's competition.
Quotecarinsurance.com also provides quotes for people from other states. If you are not from Indiana, please choose your state from the list below or enter your zip code in the box above. We will be happy to help you find the lowest rates on the best car insurance for your city and state.