California's state motto is "Eureka", and chances are you will be shouting "Eureka!" when you find a discount on your next car insurance policy. The best way to save money on car insurance in California is through comparison shopping. When you can look at different car insurance companies side by side, you will be able to determine which company has the best policy at the best price. At quotecarinsurance.com, you can find the best policy for you while saving both time and money through our convenient online service. You can find car insurance through our site for all areas of the state of California, and we will be happy to give you a free quote for your specific city when you give us your zip code.



The annual average cost for car insurance premiums in California during 2003 was $950, which was pretty close to the national average of around $914. While this cost seems to be average compared to the rest of the nation, most Californians paid too much for their car insurance because they mistakenly believed that their insurance costs were set by the state and the insurance companies. The truth, however, is that discounted rates on car insurance are out there, and the best place to go to find them is quotecarinsurance.com.

Trends seem to indicate that 2007 will bring a .5% to 1% drop in the cost of car insurance premiums, which is the first such drop since 1999. The service of sites like quotecarinsurance.com has been fundamental in bringing about this decrease. Since consumers can now comparison shop from the comfort of their own homes, insurance companies have been forced to make their premiums more affordable.

California has also seen rates change over the past several years. In 1999, for example, Californians paid an average of $771 for their premiums. Compared to the 2003 rate, this was an increase of around 23.22% in just 4 years! The best way to make sure that you are not paying too high of a premium, and get your premiums closer to this lower number, is to request a free quote from quotecarinsurance.com today.

Another thing to consider when shopping for car insurance in the state of California is the minimum requirements you must have based on the state's laws. Under California law, you must be proven guilty of being the cause of an accident before you or your insurance company can be asked to pay for any of the costs of the accident. This is called a tort system. Many states follow a similar system, but you need to visit our State Insurance Regulators page to find a link to your state's website in order to learn about the specific details of your state's tort system.

Under California state law, all drivers must have certain basic coverage, known as 15/30/5 coverage. The 15 stands for the $15,000 Bodily Injury Liability minimum amount per injured person. As part of this Bodily Injury Liability minimum, you must also have a total of at least $30,000 per accident. The 5 stands for the Property Damage Liability Coverage minimum of $5,000.

Most insurance companies will offer some other coverage options you may want to purchase, but these are not required by state law. For example, if you want to have any reasonable and necessary medical expenses for you and those in your car covered after you are in an accident, you will need to purchase a Personal Injury Protection policy, or PIP. You may also want to get an Uninsured/Underinsured Motorist coverage option, which will cover any injury caused by an uninsured driver.

At quotecarinsurance.com, we can save you money on your car insurance, no matter what your driving record may be. We work hard to make our site user-friendly and up-to-date. You may even be able to purchase your policy online after receiving your quote. To begin the process, all you need to do is enter your zip code! If you are not shopping in the Golden State, we can still provide you with a quote. Simply give us your zip code and we will get started saving you money!

MAJOR CALIFORNIA CITIES Population 2000-2005 3,844,829 Los Angeles 1,255,540 San Diego 912,332 San Jose 739,426 San Francisco 474,014 Long Beach 461,116 Fresno 456,441 Sacramento 395,274 Oakland 340,368 Santa Ana 331,804 Anaheim 295,536 Bakersfield 290,086 Riverside 286,926 Stockton 210,497 Chula Vista 207,011 Modesto 200,468 Fremont 200,065 Glendale 198,550 San Bernardino 194,457 Huntington Beach 186,852 Irvine 183,628 Oxnard 178,367 Moreno Valley 172,679 Ontario 169,353 Rancho Cucamonga 168,253 Santa Clarita 166,108 Oceanside 166,075 Garden Grove 163,860 Fontana 153,787 Pomona 153,158 Santa Rosa 149,387 Corona 146,431 Salinas 143,731 Pasadena 142,384 Torrance 140,293 Hayward 134,950 Orange 134,570 Palmdale 134,085 Escondido 134,032 Lancaster 132,787 Fullerton 128,902 Sunnyvale 124,359 Thousand Oaks 123,500 East Los Angeles 123,252 Concord 122,513 El Monte 118,687 Simi Valley 117,483 Vallejo 114,467 Inglewood 112,338 Elk Grove 109,830 Costa Mesa 109,718 Downey 108,669 Visalia 108,185 West Covina 105,940 Roseville 105,834 Norwalk 105,402 Santa Clara 104,476 Fairfield 104,108 Burbank 104,017 Ventura 102,186 Richmond 100,744 Berkeley 100,631 Antioch 100,339 Daly City 99,513 Rialto 98,897 South Gate 98,000 Arden-Arcade 98,000 Arden-Arcade 95,659 Compton 94,982 Mission Viejo 93,955 Carson 92,985 Vacaville 92,487 El Cajon 91,264 Victorville 91,081 San Mateo 90,773 Carlsbad 90,402 Vista 89,641 Redding 89,523 Westminster 87,800 Santa Monica 87,410 Alhambra 86,527 Clovis 86,272 Citrus Heights 85,899 Santa Barbara 85,799 Temecula 85,697 Hawthorne 84,473 Whittier 84,346 Santa Maria 82,778 Murrieta 80,467 Lakewood 79,964 Tracy 79,834 Newport Beach 79,174 Buena Park 78,861 Baldwin Park 78,409 Livermore 78,178 San Leandro 77,984 Hesperia 77,578 Chino 76,412 Lake Forest 75,722 Chino Hills 74,782 Napa 74,570 Bellflower 73,767 Merced 73,589 Upland 73,487 San Marcos 73,114 Redwood City 71,427 Chico 71,208 Lynwood 70,576 Alameda 70,542 Indio 69,995 Redlands 69,276 Mountain View 69,176 Union City 69,096 Tustin 68,063 Hemet 67,669 Turlock 66,824 Redondo Beach 65,950 Pleasanton 65,611 Folsom 65,156 Apple Valley 64,679 Pico Rivera 64,664 Laguna Niguel 64,476 Yorba Linda 64,196 Walnut Creek 63,383 Milpitas 63,290 Montebello 62,651 Manteca 62,547 Pittsburg 62,491 Huntington Park 62,133 Lodi 62,065 Monterey Park 62,000 Castro Valley 61,576 Camarillo 61,500 Florence-Graham 61,500 Florence-Graham 61,419 National City 60,735 South San Francisco 60,709 Davis 60,235 San Clemente 59,891 Gardena 59,525 Encinitas 59,326 La Habra 58,628 Yuba City 58,000 South Whittier 57,975 Diamond Bar 57,164 Rancho Cordova 56,982 Palo Alto 56,540 Paramount 56,153 Arcadia 55,942 Fountain Valley 55,716 San Rafael 55,119 Rosemead 54,846 Petaluma 54,760 Santa Cruz 53,500 Hacienda Heights 53,081 La Mesa 52,561 Cerritos 52,306 Santee 52,171 Cupertino 52,147 Madera 51,713 Cathedral City 51,350 Colton 51,020 Woodland 51,000 Rowland Heights 50,892 Highland 50,682 Rancho Santa Margarita 50,540 Glendora 50,335 Novato 50,127 Tulare 50,000 Carmichael 49,999 San Ramon 49,795 Placentia 49,640 La Mirada 49,626 Rocklin 49,100 Yucaipa 48,476 Poway 47,927 Watsonville 47,850 Covina 47,485 Hanford 47,383 Cypress 47,120 Azusa 47,082 Palm Springs 47,058 Palm Desert 45,718 Gilroy 45,671 Perris 45,531 Delano 45,135 Bell Gardens 45,000 North Highlands 44,959 Porterville 43,794 Brentwood 43,509 San Luis Obispo 43,000 Altadena 41,956 Newark 41,949 Rancho Palos Verdes 41,852 Danville 41,762 La Puente 41,744 West Sacramento 41,541 Aliso Viejo 41,101 Rohnert Park 41,056 San Gabriel 40,571 Ceres 39,985 Lompoc 39,752 San Bruno 39,636 El Centro 39,603 Culver City 39,328 Dublin 39,258 Lake Elsinore 38,500 Parkway-South Sacramento 38,500 Parkway-South Sacramento 38,465 Brea 38,232 La Quinta 38,000 Laguna 37,954 Monrovia 37,661 Stanton 37,521 Bell 37,363 Temple City 37,092 Pacifica 37,042 Campbell 36,732 West Hollywood 36,481 Manhattan Beach 36,005 Calexico 35,941 Hollister 35,916 Martinez 35,867 Dana Point 35,850 San Dimas 35,844 Moorpark 35,474 Montclair 35,182 Claremont 35,078 Beverly Hills 34,900 Willowbrook 34,852 Morgan Hill 34,673 San Juan Capistrano 34,214 Seaside 34,000 La Presa 33,506 Los Banos 33,185 La Verne 33,153 Pleasant Hill 32,804 Lincoln 32,500 Fallbrook 32,432 Coachella 32,242 East Palo Alto 32,198 Laguna Hills 32,193 Lawndale 31,900 Westmont 31,500 Rubidoux 31,424 Walnut 31,004 San Pablo 30,253 San Jacinto 29,663 Saratoga 29,661 Menlo Park 29,500 Orcutt 29,367 Goleta 29,308 Banning 29,217 Monterey 29,000 Florin 28,756 Foster City 28,600 Maywood 28,500 Oildale 28,500 Fair Oaks 28,478 Santa Paula 28,409 Twentynine Palms 28,029 Los Gatos 27,500 Spring Valley 27,477 Paso Robles 27,380 Burlingame 27,210 Soledad 27,177 Oakley 27,130 Atascadero 27,107 Atwater 27,096 Los Altos 27,000 Orangevale 26,960 Norco 26,821 San Carlos 26,762 Suisun City 26,517 Paradise 26,489 Benicia 26,424 Coronado 26,374 Imperial Beach 25,974 Ridgecrest 25,700 West Whittier 25,579 Eureka 25,004 Cudahy 24,968 Windsor 24,889 South Pasadena 24,767 Lafayette 24,522 Belmont 24,360 Adelanto 24,295 Seal Beach 24,207 San Fernando 24,127 Laguna Beach 24,124 Lemon Grove 24,109 Hercules 24,016 South Lake Tahoe 24,000 Tustin Foothills 23,874 Wasco 23,737 Barstow 23,700 West Puente Valley 23,500 Bay Point 23,200 Valinda 23,173 Galt 23,000 Rosemont 23,000 Ashland 23,000 Lennox 22,868 El Cerrito 22,765 Agoura Hills 22,699 Lemoore 22,500 San Lorenzo 22,456 Corcoran 22,433 Brawley 22,368 Reedley 22,261 Selma 22,194 Duarte 22,130 Blythe 22,041 Sanger 22,032 Port Hueneme 21,908 Calabasas 21,666 South El Monte 21,600 West Carson 21,500 South San Jose Hills 21,000 Rancho San Diego 20,998 La Canada Flintridge 20,901 Loma Linda 20,530 Beaumont 20,515 Lomita 20,492 Desert Hot Springs 20,342 Millbrae