Virginia Car Insurance Quote
On average residents of Virginia paid around $752 for their car insurance premiums in 2003. This compared to the national average, which was $914.It is the common belief that car insurance rates are fixed by car insurance companies or state regulatory agencies. However you can get both competitive and discounted rates for car insurance by using quotecarinsurance.com.
It is the expectation that in 2007 there will be a decrease in car insurance rates for the first time since 1999. You can expect to see a .5% to 1% decrease in car insurance rates from 2006 alone. Through the use of technology websites, such as quotecarinsurance.com, bring competition directly to the consumers so they have all the information to find the best coverage for them at the best rates. Rates for car insurance have even changed in the state of Virginia. The average car insurance premium was $635 in 1999 and only 4 years later it increased 18.43%. Because o this you should not waste any time throwing away your money when you can save money on your car insurance by using quotecarinsurance.com. You can get a free car insurance quote from quotecarinsurance.com, which can save you a lot of money, so you have nothing to lose.
There are some minimum state requirements for car insurance policies in Virginia. Virginia uses the Tort system, which means that a person has to be at fault if there is a car accident. That person and their car insurance company are responsible for any damages that are the result of the accident. Under Virginia state law there is a requirement for Bodily Injury Liability in the amount of $25,000 for every person injured in an accident and a total of $50,000. There is also a minimum requirement of $20,000 for Property Damage Liability. This type of coverage is called 25/50/20 coverage. Virginia also requires that a policy have Uninsured/Underinsured Motorist coverage for the minimum amount of $25,000 for every person and $50,000 for every accident for any injury that is cause by a driver that is not covered by insurance.
There is also Personal Injury Protection that can help, you and your passengers, pay for medical expenses that are "reasonable and necessary. This type of protection is not a requirement by Virginia state law. If you want to find car insurance companies that offer this type of protection you can use quotecarinsurance.com to find them.
Quotecarinsurance.com will work hard for you and it doesn't matter if you are a high-risk driver or have a perfect driving record. Whatever your driving situation is quotecarinsurance.com can help to find you the best car insurance rates at the most affordable price. Quotecarinsurance.com is always improving both their website and services in order to give their customers the best rates for their car insurance. With quotecarinsurance.com it is easy as looking online and typing in your zip code to find out if you can save money on your car insurance. If you are looking for better car insurance in the Old Dominion look no further than quotecarinsurance.com.